Effective date: June 29, 2026
MOA respects your privacy and handles personal information securely in accordance with applicable laws.
We may collect account information (name, email address, and user ID); financial information entered by you (income, expenses, budgets, assets, liabilities, and goal amounts); user content (transaction details, account names, category names, and goal names); and account-level service-use data needed to provide app features and synchronize data.
We do not collect card numbers, bank account numbers, national identification numbers, precise location, contact lists, photos, audio, health information, or advertising IDs.
We use it for sign-up and login, account identification and management, bookkeeping/budget/asset/goal features, cross-device synchronization, account deletion and user requests, service stability, and security. We do not use it for advertising, marketing, third-party ad tracking, or data brokerage.
We retain information while you use the service. If you delete your account or request deletion in the app, related data is deleted, except where a law requires retention for a specified period.
We do not share information for third-party advertising, marketing, data sales, or tracking. We may disclose it when required by law or with your explicit consent.
We may use Supabase (authentication, data storage, and synchronization), Google (Google sign-in authentication), and Vercel or another web host (serving privacy-policy and related web pages), only as needed to provide MOA.
Cloud and authentication services may use servers outside your country. Information may therefore be processed internationally for service delivery, authentication, storage, and synchronization.
We do not show third-party ads, collect advertising IDs, target ads, share data for ad measurement, share information with data brokers, or use financial information for advertising.
You may request access to or correction of your information, deletion of your account and data, and information about our processing. Account deletion is available in the app.